So, I decided that we'd take a look at something that is hitting home for a lot of people right now. With the economy in chaos and businesses in increasingly difficult situations, more and more Americans are finding themselves out of work.
This can be a very stressful situation, especially around the holidays. I'd like to go over a few things that can help you prepare for the possibility of a job loss, and the options you have after. We'll also take a look at things that you can do to keep your sanity after losing your job.
This can be a very stressful situation, especially around the holidays. I'd like to go over a few things that can help you prepare for the possibility of a job loss, and the options you have after. We'll also take a look at things that you can do to keep your sanity after losing your job.
Preparing for the possibility:
The worst thing that can happen in this kind of situation is to find yourself without a job and have no preparation. If you are still employed, it's a good idea to take some precautions, even if you think your job is safe. Here are some suggestions:
- Examine the health of your company.
- Get your finances in order.
- Have an emergency fund.
- Know your options.
Be ready for it. Learn about negotiating severance packages, check to see if your employer pays accrued vacation and sick time at the time of a lay off. Also, most states require employers to pay money owed to an employee within 24 hours of termination.
Here are some helpful links to keep at hand:
Forbes take on negotiating a severance package
State unemployment rules
The lay off survival guide
These are just a few steps to take before the lay off happens, next we'll take a look at what to do after you get laid off.
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