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Featured Series

My current featured series is all about helping out servicemen and women in and after combat. Click the name of the post to read the entire story.

Let us not forget:
For those who have seen combat in the two wars we are fighting right now, there are a (much needed) growing number of resources to help them with the readjustment. While this is great, there is still a portion of the returning vets that are getting left behind: The women veterans.

Coping with PTSD as a society:
new data shows that there is an increased strain on the mental health of returning service men and women, and often times the military is unable to provide proper medicine, counseling, or even simple self awareness for the issue.
Feb 15

Keeping your sanity after a job loss.

So, I decided that we'd take a look at something that is hitting home for a lot of people right now. With the economy in chaos and businesses in increasingly difficult situations, more and more Americans are finding themselves out of work.

This can be a very stressful situation, especially around the holidays. I'd like to go over a few things that can help you prepare for the possibility of a job loss, and the options you have after. We'll also take a look at things that you can do to keep your sanity after losing your job.

Preparing for the possibility:

The worst thing that can happen in this kind of situation is to find yourself without a job and have no preparation. If you are still employed, it's a good idea to take some precautions, even if you think your job is safe. Here are some suggestions:

  • Examine the health of your company.
Start taking a good look at how your company is operating, and it's overall "health". This will give you an idea of how likely a lay off might be.

  • Get your finances in order.
Dealing with a job loss will be a lot less stressful if you have a solid budget in place and know where your money is going.

  • Have an emergency fund.
Once you have a budget, adjust it to start saving some money to set aside. The general rule is that you want at least enough savings to get you through 4-6 months without income, but any amount will help.

  • Know your options.
Be ready for it. Learn about negotiating severance packages, check to see if your employer pays accrued vacation and sick time at the time of a lay off. Also, most states require employers to pay money owed to an employee within 24 hours of termination.

Here are some helpful links to keep at hand:

Forbes take on negotiating a severance package

State unemployment rules

The lay off survival guide

These are just a few steps to take before the lay off happens, next we'll take a look at what to do after you get laid off.
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